Travel light (on the wallet). Here are a few pointers to experience the world without breaking the bank!
As a company, as a team, this Christmas 2015 is our first Christmas as Team One Source Solution. This would be the first of many Christmas gatherings our team will be having. To reflect a little bit on the things that transpired in 2015, during the first quarter, there was just one staff and from the second to the third quarter, our team grew (as you can see in the photo). Of course, as we grew, our customer base grew as well. There were ups and downs but at the end of the day, we stuck as a team and as a team we will face all adversities, and as a team we will celebrate once again our triumphs and milestones.
We cannot stress this enough, our success is because of our customers and the employees that helped in all aspects of the business. We have our regular staffs that works daily to ensure that customers are served well and our internal customers are supported properly. And to our loyal customers, we only have this to say to you….THANK YOU!
The year 2016 will be a very challenging year for the team, as we grow in number, our goals are more ambitious. It will be a very active, fun, challenging, busy, rewarding, gratifying and satisfying year that we are all looking forward to. One Source Solution will be making noise in 2016 and we are ready to take on new goals, new challenges. We will reach new heights and achieve new milestones.
As we wind down 2015, we thank our Creator for all the blessings. We recharge our body, mind and spirit to prepare for the coming of a new year, a new chapter in our life in One Source Solution.
One Source Solutions will always be here to serve you; we will provide you insurance solutions to protect your future.
MALIGAYANG PASKO SA INYONG LAHAT!
We have reached our first year, an achievement in our books. We have experience an explosive growth from 2014 to 2015 and we owe this to our partners in business and especially to our dear customers. We thank our repeat and new customers for your trust and confidence. We can only promise you one thing and that is we will continuously improve our systems to ensure customer satisfaction.
To the employees, cheers and hopefully a year after from today, we can say the same thing, that we, once again, were able to go beyond our targets.
We are looking forward to more years of serving you!
The devastation brought about by Lando to Philippines North Luzon highlighted the importance of the following:
a. Role of the Local Government Units (LGU)
b. Importance of social media
c. Importance of the internet
d. Role of mobile devices
The LGUs, prior to landfall of typhoon Lando, did a preemptive evacuation of their people in identified catch areas. This proactive approach in disaster preparedness limited the casualties to a bare minimum. The heavy rainfall and strong winds damaged a lot of properties but a lot of lives were saved. Proactive approach to disaster preparedness should be exercised in the household and office levels. Knowledge of “what to do” during impending disaster will definitely save lives, if not your own life, there should be an effort among business owners to conduct seminars on disaster preparedness.
Social Media and the internet have proven to be the best and fastest way in disseminating information. Twitter being one of the most effective and fastest ways of finding out information about typhoons, traffic situation, flooded areas, etc, one cannot disregard the fact that at this age of technology, we need to be in touch through social media not for “socials” alone but as a way to be informed.
The speed of making information “live” at such great speed and accuracy is an effect the increase in ownership of “smart phones” and other mobile devices like tablets. News are brought to as at almost real time.
We need to tap more into the power of the internet, social media, and mobile devices not only to stay connected with friends, increase business awareness but also use these as a platform to keep ourselves safe and prepared from impending disaster.
As responsible business owners and family members, let us make it a point to share meaningful information through social media or any other means that may save lives.
March is Fire Prevention Month.
Summer is here, we already have our summer plans, exciting getaway with family and friends. March signals the beginning of exciting vacations and it is also the busiest time for our fire department.
Exercise safety in your home, make sure that electrical appliance that may overheat during prolonged use are unplugged from their electrical sockets when you leave home.
We may be exercising safety in our own homes but what about our neighbors? Make sure your summer plans go without a hitch, get your Homeowner's Protection Plan today.
Call : 806.35.45
Mobile : 0916.791.1800
eMail : ONESOURCE.CARES@gmail.com
Most healthcare plans would give coverage up to a maximum age of 60-65 only. Beyond this, any expense for our health check up and emergency care will be coming from our savings. That’s why we need to start saving money at an early age to prepare for our health maintenance when we come to an age where wear & tear, physical abuse and stress will take its toll on our body. We can also consider investing in an insurance coverage that will provide us with cash at a future date.
One specific product of Philam life addresses certain health issues that each one of us may or may not encounter in our life time. Philam Life's Health Invest gives us protection against critical illnesses, to mention a few, cancer, stroke, heart attack, total and permanent disability, etc. To date Philam Life covers more critical illnesses compared to other companies. The inclusion of total and permanent disability under the critical illness list made this product superior.
The ideal health plan would look like this. You own a health plan from a reputable HMO with at least a maximum benefit limit of 100,000. This will be your first layer of protection. Invest in Philam Life Health invest to protect you from critical illnesses. Critical illnesses are those that will really drain you of your life saving. HMO plan may cost you annually anywhere from 15,000 to 45,000 pesos depending on your age and choice of plan. Health Invest minimum premium would be in the range of 30,000 to 50,000 per year for up to a maximum of 10 years. What is nice about health invest, your premium payment makes up your account value which you may withdraw from anytime as long as there is enough value in it. If you do invest in it, the policy comes with a life insurance benefit.
In closing, keep up with your exercise regimen and your diet. No health plan can keep us away from diseases. Only discipline in having a healthy lifestyle will prevent us from acquiring so called lifestyle diseases.
Please send in your questions, we here at One Source Solution will be more than glad to answer them.
What is SKIMMING? As defined by INVESTOPEDIA
An electronic method of capturing a victim's personal information used by identity thieves. The skimmer is a small device that scans a credit card and stores the information contained in the magnetic strip. Skimming can take place during a legitimate transaction at a business.
There have been news of people being victimized by ATM skimming where they lose all their money deposited in their ATM. A policeman even lost his whole life saving. This is quite alarming since many of us use ATM because of the convenience it provides. This is a reality and we must try to protect ourself from this risk.
Here are suggestions that would minimize the effect of skimming on you just in case you become a victim.
1. Put the bulk of you savings in PASSBOOK account.
2. Use a separate debit card for internet and electronic purchases.
3. If your company deposits your payroll to an ATM account, immediately withdraw most of it and transfer to your passbook account
4. Enroll in internet banking.
5. Open several accounts in the same bank
Items 4 and 5 are very important to mitigating the impact of skimming. If you enroll your accounts in internet banking, you can transfer the amount you need to your ATM accounts that are designated for a particular use. This way, even that ATM account has been "skimmed", the amount that will be stolen is limited to what you will transfer. Normally, what you will only need for a day.
Thing is, most of our phones now are equipped with mobile data. You can transfer money using your mobile phones while in the car. WARNING though, NEVER USE internet banking while being connected to a wifi internet that you do not own. The best is to use your own and do it in a secluded area away from people who may be monitoring your internet activities.
Protect your life savings. Mitigate the risk of skimming.
Life insurance can serve as a relief and a major headache for you. The information below gives you some knowledge in receiving a higher quality policy so that doesn’t cause you to lose any coverage or money.
Each person in the family that is involved with the family occurs.
The money from your insurance is going to be needed to cover debts, including your mortgage, loans, and your children’s educational expenses.
You do not have to enroll in a policy that pays a huge amount. This can make your wallet while you are still alive.
You should improve your overall health before signing up for a policy with a life insurance. Life insurance can cost a real expense. It will cost significantly more if your body is in poor health. You should improve your health and overall fitness before purchasing life insurance. You should make improvements to your diet, be it losing weight or eating healthier. Doing so can substantially decrease the amount you have to pay for your policy.
TIP! You do not have to buy an insurance policy that has a giant payout when you die. This will only ensure you are broke while you are still alive.
Make sure you get too much or too little life insurance. It may seem tough, but the extra time spent is well worth it. Think about the balance of your mortgage, the cost of sending your kids to college, for instance.
Make sure that you disclose any job or hobby that could be high risk. Your premium will be higher, but if the insurance carrier figures out you didn’t disclose material facts, you may become ineligible for insurance coverage if the insurer finds out elsewhere. Not telling an insurer certain facts may be construed as insurance fraud, but failure to disclose relevant information is fraudulent.
Your beneficiaries should know where the policy is kept, the location of the documents, and how to get in touch with a financial representative if the time comes.
In the event of your death, your life insurance policy will provide your family with financial stability, and may give your children the money they need for their college education.
Avoid the cost of high commissions when you are purchasing life insurance.
Do your own research and talk to a professional before you choose any life insurance.An agent will know exactly what type of coverage you should get and will be a great help if you need to make changes, change your policy and answer questions that your own research didn’t answer.
TIP! Whether you’re young or old, single or have a family, taking out life insurance is something you should consider as long as anyone depends on you. In the case of your death, your life insurance policy will allow your spouse to take care of any outstanding debts, and may give your children the money they need for their college education.
Compare all your life insurance options before deciding on one. While some policies may last a long time, some policies last longer than others. While you could find a number of policies offering similar benefits, they may differ in price.
Do research before buying any life insurance policy. You must make sure that the policy you are interested in really fits your own concerns and is affordable to you. You also want to make sure that you understand its contract completely.
Caffeine has the pharmacological effects of making you feel a bit jittery, blood pressure and cause jitters.
To save money on your life insurance policy and insure that you have made the best decision, be sure to buy your life insurance from a company whose finances are solid. The insurance company you choose should be rated A or above from the four largest independent credit rating agencies.
Smokers have to pay much higher rate for life insurance than non-smokers. Therefore, if you’re a smoker who is considering purchasing a policy, it makes sense to quit smoking.
You have to adopt a healthy lifestyle before you buy life insurance. Get a doctor to give you a physical so you can see if you must lose weight, quit smoking, drop some pounds if needed and generally get yourself healthy. Get in shape and stay there to help save money on life insurance.
TIP! Decide how you want to buy your policy. You may be able to purchase insurance through your employer.
Be sure to have good information regarding your family health history when you purchase life insurance. You may find that life insurance companies can offer lower rates if you are descended from generally healthy genetic stock. They consider your personal history when determining your rate too. A good history and a clean bill of health usually equal better rates.
Shop around if you are in a high risk life insurance. Don’t be discouraged if an insurance company stating a very high price. Different providers place emphasis on different factors and conditions. While the rates of one company may be very steep, another company may very well give you a reasonable price.
It is advisable to start life insurance while you are still young. As you age and get older, you can face a higher risk of health issues.
There is a lot of different options available for purchase with coverage in life insurance policies. Think about what kind of coverage you need to protect your family and decide the amount that best fits their needs.Consider your family might incur in the event of your death.
TIP! Married couples get big discounts from buying joint-life life insurance policies. If saving money is something you truly want to do then this is what you need to do.
By now you should realize that life insurance can be more complicated than many people realize. You need to do your homework and ask the right questions. This important for your family’s security. By using the tips that have been provided, you will be closer than ever to getting the right policy for you.
Source: Philippine National Lending Blog
Electricity was restored in our office last Monday. We had no work for 4 days due to the damage brought about by the Typhoon. Damage to property in the south was quite extensive, blown roof, uprooted tree leaning on houses, collapsed walls, signages disintegrating, broken glasses, etc.
If your property is has a Fire insurance with typhoon coverage, then somehow, repairing the damage will be much less costly for you. For a small annual premium compared to its insured value, get your property insured today.
Message us and we'd be more than glad to assist you!
Image source: anc.yahoo.com
Licensed in Non-Life, Life, Variable Universal Life insurance and Real Estate practice.